Mortgage Rate Change Calculator

How to Use

See how changes in your interest rate can impact your monthly mortgage repayments. Adjust the loan amount, interest rate, and term to compare different scenarios.

Take a look at how a single percentage point can make a notable difference to your repayments

Your Details

Results

Annual Interest RateMonthly InstalmentDifference
4.50%$6,326
-$552
4.75%$6,462
-$417
5.00%$6,600
-$279
5.25%$6,738
-$140
5.50%$6,879
$0
5.75%$7,021
$142
6.00%$7,164
$285
6.25%$7,309
$430

Note: This calculator provides estimates based on the information you provide. Actual mortgage terms and payments may vary based on your specific situation, credit score, and lender requirements.

Mortgage Rate Change Calculator Features

  • Interactive loan amount adjustment from $0 to $2,500,000
  • Interest rate comparison from 0% to 10%
  • Loan term options from 1 to 30 years
  • Real-time payment calculation updates
  • Visual comparison of payment differences
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